Audit & Verification
Our main focus in the beginning is to remove as many of the negative items as possible. Federal Consumer Protection Laws give you the right to dispute questionable items with the credit bureaus, creditors and collection agencies. We use those laws to your advantage by auditing the negative information and helping to remove them.
Generally speaking, we audit up to 5 items with each of the three main credit bureaus Experian, Equifax and Transunion (15 total) each month for the first few months to make sure everything is 100% accurate or removed. During these first few months you will see most of your progress and you’ll be able to see the results when the credit bureaus mail them to you. When you receive the results, we need you to send them into us. This audit process often removes the bulk of the inaccuracies and is where most “credit repair” companies stop. We pride ourselves on how comprehensive our program is, and get more results than any other company.
After we have exhausted our efforts with the credit bureaus, we then move on to auditing creditors and collection agencies to validate any account information that we feel is inaccurate, inflated or outdated. This critical step often results in deletions and in some cases the companies will even forgive debt because they do not have the information required to prove the debts are valid. This is a tedious and time consuming process that few of the other credit repair companies do, but, we feel it is absolutely necessary!
We don’t stop there .... We take it several levels further. The creditors, collection agencies and credit bureaus may respond inadequately or ignore us. If they do, we will file complaints with state and Federal regulatory agencies and send those complaints to the credit bureaus, creditors and collection agencies, and demand they comply with the law.
settle accurate debt
Another value added service we provide assistance in settling any debt that is proven accurate and therefore cannot be removed. We do not charge anything for this service; it is all included in the program.
FREE CREDIT ANALYSIS